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Instant Decision Loans

Loans Between £500 and £5000 
Repayments upto 24 months
Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk.
Representative APR: Loan amount £1000, 49.89% APR 12 months * £107.53, total interest £290.40, total repayable £1290.40. IDL is not a lender and only offers a free brokering service.

Apply Online

Our application form should take you no more than 3 minutes to complete. We don't ask any intrusive questions and we don't require any paperwork to be sent. Just complete the form, press submit and we will do all the hard work for you.

Decision is Made

Decisions will be made on many different factors, it isn's just about accepting those with perfect credit histories and declining those with problems in the past. Don't fail yourself before you apply, you might be surprised at the decision!

Money is Sent

If your application is approved, the money will be released within about 20 minutes. There is no need to send in any paperwork. With most UK banks today, money should be in your account almost instantly, we know that's what our applicants want.

Forget The Fees

We do not charge any upfront fees - full stop! We do not work with anyone that charges any upfront fees either. There is no fees of any kind on this site, other than the interest that you will be asked to pay on your loans.

Getting to know us!

Thank you for visiting our site. Our aim is to give you an instant decision on your unsecured loan applications. We are no longer a lender, but that means we can now bring you a wider range of loan options from a number of different lenders and they make their own instant lending assessments.

Borrowers have the option of allowing other lenders on our site to take a look and see if they can make a loan offer. This can be done without any more forms being filled in, and it's all 100% free of charge. You don't even have to accept the offer if one is made.

I was getting bored of so many different sites asking me for information only to be told they'd get back to me with an answer. When my application was approved here, I must admit I still wasn't sure. But, the money was sent and that's what I was looking for.
John K
I managed to get mine sorted online, without speaking to anyone in person, all in less than 5 minutes of arriving here.I wasn't asked for my card details before I applied, I just entered my information and got a quick response. I would recommend this site because it is simple and straightforward.
Andy

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Authorised and regulated by the Financial Conduct Authority 763132 - Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk we no longer lend our own money and offer a free brokering service only