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Instant Decision Lenders

The lenders in this section are the ones who will give you an instant decision for your loan application. The list includes those that give " in principle" and "full" decisions to unsecured loan applications.

Saturday, 09 November 2013 22:58

Natwest

Now was promised to give an instant decision to any application through secure loan up to a maximum of £25,000. Although we are aware that around 18% of their applications will end up being referred for a decision by post. NatWest have promised that any applicant who is loans approved will receive their cash by the end of the next working day. They promised no setup fees and instead will…
Wednesday, 20 November 2013 09:21

Barclays

Barclays another cheapest when it comes to loans, but they are far from being the cheapest unless the applicant has an ultra prime credit rating. Even to customers that have banked with Barclays for years, but this is still really expensive. However they will give an instant decision to any application whether it's from one of their customers or not. Barclays said that they will be able to pay the…
Friday, 21 February 2014 08:21

Royal Bank of Scotland - Credit Card

Now we don't know whether we can justify putting this on our site, they claim to have the ability to give an instant decision but doesn't appear to be tru when we tested it. In fact wheen we put in out test details, it told us to close the page and then that was it. We are still unsure to exactly what has happened or what the decision was. It…
Wednesday, 06 August 2014 10:23

Nationwide

Nationwide is certainly one of the prime lenders in the market, they only lend to prime applicants. They are very risk adverse and are more interested in lowering their lending risk than in achieving high returns. In exchange for attracting prime customers, their rates are very attractive, in fact they are some of the lowest on the market. 5.9% for loans over £7500 is one of the best unsecured rates…

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